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Your benefits, explained

Everything that's included — and how it works

HealthBenes bundles four powerful programs into one $29.99/month membership. Here's exactly what each one covers and how to use it.

Benefit 1 of 4

Virtual Primary Care

Direct primary care. Unlimited visits. $0 copay.

HealthBenes gives you access to a dedicated virtual primary care physician — the same kind of relationship you'd have with an in-person doctor, delivered by phone or video from wherever you are.

How it works

1

Choose your provider

Browse available virtual primary care physicians and select one that fits your needs and schedule.

2

Schedule a visit

Book a phone or video appointment at a time that works for you — same-day and next-day slots are often available.

3

Get care, no copay

See your doctor as many times as you need. There is no copay, no per-visit fee, and no limit on the number of visits.

4

Ongoing care & referrals

Your physician manages ongoing conditions, orders lab tests, creates preventive plans, and refers you to specialists when needed.

What's covered

Unlimited phone and video visits
$0 copay on every visit
Mental health support and counseling
Ongoing chronic condition management
Lab test orders and preventive care plans
Referrals to in-person or specialty care
Covers member, spouse/significant other, and dependents up to age 26

Not a substitute for emergency care. For life-threatening situations, call 911 or go to your nearest emergency room.

Benefit 2 of 4

Dental, Vision, Hearing, Labs & More

Immediate discounts on dental, vision, labs, imaging, chiropractic, and podiatry. No paperwork. No claim forms.

This is a discount program — not insurance. You pay a reduced rate directly at the provider. Discounts are applied at the time of service, so there are no claims to file and no waiting periods. The network covers a wide range of everyday care — from dental cleanings and eye exams to lab work, diagnostic imaging, chiropractic adjustments, and podiatry visits.

How it works

1

Find a participating provider

Search the network for a dentist, eye doctor, lab, imaging center, chiropractor, podiatrist, or hearing specialist near you. The network includes over 110,000 dental locations and thousands of additional providers nationwide.

2

Show your membership

Present your HealthBenes membership at the front desk before your appointment. The discount is applied automatically.

3

Pay the discounted rate

You pay the reduced price directly to the provider. No claim forms, no reimbursements, no waiting.

What's covered

15–50% savings on dental services
Routine check-ups, cleanings, and X-rays
Fillings, crowns, root canals, and extractions
Orthodontics (braces) and cosmetic work
110,000+ participating dental locations
35% off frames (complete pair) at vision retailers
20% off lens add-ons at participating locations
65,000+ vision providers in 26,000+ locations
LensCrafters®, Target Optical®, JCPenney® Optical, Sears Optical®, Pearle Vision®
Lab work discounts — blood panels, metabolic tests, and more
Diagnostic imaging — X-rays, MRI, CT scans, and ultrasounds
Chiropractic care — adjustments, spinal manipulation, and musculoskeletal treatment
Podiatry — foot and ankle care, orthotics, and routine foot health

This is a discount program, not insurance. Savings are applied at the point of service. Actual savings vary by provider and service.

Benefit 3 of 4

Free Generic Rx Program

Over 1,000 generic medications covered. No cost to you.

Through the HealthBenes Free Generic Rx Program, members can access over 1,000 commonly prescribed generic medications at no charge. No insurance card needed — just your membership.

How it works

1

Get a prescription

Receive a prescription from your doctor — including your HealthBenes virtual primary care physician.

2

Visit a participating pharmacy

Take your prescription to a participating pharmacy in the network.

3

Pay nothing

Present your HealthBenes membership. Covered generic medications are dispensed at $0 cost to you.

What's covered

Over 1,000 FDA-approved generic medications covered
$0 cost on covered generics
Covers common conditions: blood pressure, diabetes, cholesterol, infections, and more
Works alongside your virtual primary care benefit

Covered medications are generic equivalents. Brand-name drugs are not included. Formulary subject to change.

Drug Formulary Search

Search 95+ covered generic medications

Amlodipine

Brand: Norvasc

Blood Pressure

Atenolol

Brand: Tenormin

Blood Pressure

Carvedilol

Brand: Coreg

Blood Pressure / Heart Failure

Enalapril

Brand: Vasotec

Blood Pressure

Hydrochlorothiazide

Brand: Microzide

Blood Pressure

Lisinopril

Brand: Prinivil, Zestril

Blood Pressure

Losartan

Brand: Cozaar

Blood Pressure

Metoprolol

Brand: Lopressor, Toprol XL

Blood Pressure / Heart

Olmesartan

Brand: Benicar

Blood Pressure

Valsartan

Brand: Diovan

Blood Pressure

Atorvastatin

Brand: Lipitor

Cholesterol

Lovastatin

Brand: Mevacor

Cholesterol

This formulary is a representative sample. Covered medications are FDA-approved generics. Brand-name drugs are not included. Formulary subject to change. A valid prescription is required.

Benefit 4 of 4

GLP-1 Program

Structured weight management support with GLP-1 medications.

The HealthBenes GLP-1 Program provides structured support for members pursuing weight management goals with GLP-1 medications. You'll receive guidance, monitoring, and ongoing care — not just a prescription.

How it works

1

Eligibility consultation

Connect with a provider to discuss your health history and goals and determine if GLP-1 therapy is right for you.

2

Personalized plan

Your care team creates a plan tailored to your weight management goals, including medication guidance and lifestyle support.

3

Ongoing monitoring

Regular check-ins keep your progress on track and allow your provider to adjust your plan as needed.

What's covered

GLP-1 medication access and management
Eligibility and onboarding consultation
Personalized weight management plan
Ongoing provider check-ins and plan adjustments

GLP-1 medications may not be appropriate for everyone. A clinical consultation is required before starting the program.

All four benefits. One simple membership.

$29.99 per member per month. No contracts. Available in all 50 states.